Serving Ohio and other states
Living a long life is a near certainty,
planning for it is a necessity.
If you need LTC, who would you turn to?
Would you want to depend on your children (especially if there is only one of you left)?
What if your kids are working long hours, raising their own families, or live far away?
Do your kids have the necessary patience, training and experience to provide care?
What if You need to be a Caregiver, will you be physically and emotionally able? Most people buy LTCI for one of five reasons. Which one(s) apply to you:
1.Protect assets and reduce the risk of impoverishing a healthy spouse
2.Nursing home AVOIDANCE
3.Maintain your independence, and get care where You choose
4.Not depend on your children to be Careproviders
5.Peace of Mind
Long-term care insurance provides you with peace of mind of knowing you have a plan in place should you have a long term illness or memory issues such as Alzheimer's or dementia.
Critical illness insurance covers you if you are diagnosed with a predetermined list of illnesses or conditions, from cancer to heart attacks.
Call us to learn about how Hybrid Insurance can help you prepare for needing Long-term care --- or never needing it.
Most people would prefer not to enter a nursing home. We have home health insurance plans that give you the flexibility to utilize the type of care that's right for you in the comfort of your own home.