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Serving Ohio and other states

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Living a long life is a near certainty,

planning for it is a necessity.

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You Have an Alternative to Long-Term Care Insurance

Many people are concerned that a long-term care insurance policy provides them no benefit unless they are in need of long-term care. A hybrid policy allows you to put up a certain amount of your estate in case you end up needing long-term care.

If you don’t want to write premium checks for a policy you may never need, a hybrid policy will help. It allows you to put part of the policy into an annuity contract or a single premium life insurance contract that will pay out for long-term care if you need it. Hybrid policies are a better way to insure yourself if you don't want to buy a long-term care policy.

Forget about paying premiums

Hybrid policies can also be offered as an annual or monthly premium product instead of a single premium and can use qualified or non- qualified funds for the plan.

Set up a convenient payment plan

David A. LaRue, JD, CLTC was licensed in 1987 and started working in elder law in 1996.

Insure your future today with Forest Green Financial and Insurance Solutions, LLC! 

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740-264-4285

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